HQ Czechia
FTMO Review 2026
FTMO is a Czechia-based forex prop firm, selling challenges for 11 years, rated 4.3/5 by our formula (#4 of 90) and 4.8/5 on Trustpilot from 53,349 reviews. It is best for traders who want a static (non-trailing) drawdown and a longer track record (11 years); skip it if you want instant funding.
- Trader reviews
- 90
- Price per $10K
- 41
- Rules & drawdown
- 80
- Payouts & split
- 82
- Track record
- 100
- Platforms & programs
- 83
Best for traders who want a static (non-trailing) drawdown; a longer track record (11 years); trading without a consistency rule.
Skip if you want instant funding; you live in Indonesia.
Score breakdown
FTMO scores highest on track record and trader reviews, and lowest on price per $10k.
It ranks #4 of the 90 firms we track and #2 of 55 forex firms.
Price vs the forex market
FTMO's median price per $10K of funding is €72.40, cheaper than 57% of forex firms. The cheapest single account costs €79.
FTMO challenges and prices
Price by account size
€100K 2-Step: targets and limits
| Account | Program | Price | Target | Daily | Max | Drawdown | Split |
|---|---|---|---|---|---|---|---|
| €10K | 1-StepStandard Challenge - 1-Step 10K | €79 | 10% | 3% | 10% | End-of-day trailing | 90% |
| €10K | 2-StepStandard Challenge - 2-Steps 10K | €89 | 10% / 5% | 5% | 10% | Static | 80% |
| €10K | 2-StepSwing Challenge - 2-Steps 10K | €99 | 10% / 5% | 5% | 10% | Static | 80% |
| €25K | 1-StepStandard Challenge - 1-Step 25K | €199 | 10% | 3% | 10% | End-of-day trailing | 90% |
| €25K | 2-StepStandard Challenge - 2-Steps 25K | €250 | 10% / 5% | 5% | 10% | Static | 80% |
| €25K | 2-StepSwing Challenge - 2-Steps 25K | €279 | 10% / 5% | 5% | 10% | Static | 80% |
| €50K | 1-StepStandard Challenge - 1-Step 50K | €319 | 10% | 3% | 10% | End-of-day trailing | 90% |
| €50K | 2-StepStandard Challenge - 2-Steps 50K | €345 | 10% / 5% | 5% | 10% | Static | 80% |
| €50K | 2-StepSwing Challenge - 2-Steps 50K | €379 | 10% / 5% | 5% | 10% | Static | 80% |
| €100K | 1-StepStandard Challenge - 1-Step 100K | €499 | 10% | 3% | 10% | End-of-day trailing | 90% |
Showing 10 of 14 accounts.
FTMO rules
- Daily loss limit
- 3–5%
- Maximum loss
- 10%
- Drawdown model
- End-of-day trailing and Static
- Profit target (phase 1)
- 10%
- Minimum trading days
- 4
- Consistency rule
- None on 64% of accounts
- Profit split
- 80–90%
- Payout frequency
- from bi-weekly
Across its 14 accounts, FTMO uses end-of-day trailing, static drawdown. 64% of accounts have a static maximum loss. The shortest minimum-trading-days requirement is 4.
Rules are taken from the firm's published terms and change often. Always confirm on the firm's site before buying.
| Asset | Instant | 1-Step | 2-Step |
|---|---|---|---|
| FX | — | 100 | 100 |
| Energy | — | 50 | 50 |
| Other commodities | — | 3.33 | 3.33 |
| Crypto | — | 3.33 | 3.33 |
| Indices | — | 50 | 50 |
| Stocks | — | 3.33 | 3.33 |
| Metals | — | 50 | 50 |
Maximum leverage by asset and program.
| Asset | Commission |
|---|---|
| FX | $$5 per lot |
| Energy | $$0 |
| Other commodities | $$0 |
| Crypto | 0.0650%/Volume |
| Indices | $$0 |
| Stocks | 0.0040%/Volume |
| Metals | 0.0014%/Volume |
FTMO rules explained: every account, drawdown model, permissions and payout rules →
Payouts and payments
Pay for a challenge
Receive payouts
Payout cycle
Requests from bi-weekly; split up to 90%.
Verified payout data from traders will appear here once our payout tracker launches.
Where FTMO is available
FTMO restricts 77 countries. Of the 20 markets we cover in detail, it accepts traders from 19 and blocks Indonesia.
Indonesia ✕All restricted countries (77)
Afghanistan
Anguilla
Antarctica
Antigua and Barbuda
Belarus
Belize
Bhutan
Bouvet Island
Burundi
Cape Verde
Central African Republic
Chad
Comoros
Cook Islands
Crimea (Region of Ukraine)
Cuba
Djibouti
Dominica
Equatorial Guinea
Eritrea
Eswatini
Fiji
Gabon
Gambia
Grenada
Guinea
Guinea-BissauIndonesia
Iran
Iraq
Kazakhstan
Kiribati
Kosovo
Kyrgyzstan
Lesotho
Liberia
Malawi
Mali
Marshall Islands
Mauritania
Micronesia
Myanmar (Burma)
Nauru
Niger
Niue
North Korea
Papua New GuineaRegions of Ukraine: Crimea, Donetsk, and Luhansk
Republic of the Congo (Congo Brazzaville)
Russia
Saint Barthélemy
Saint Kitts and Nevis
Saint Lucia
Saint Vincent and the Grenadines
Samoa
San Marino
Sao Tome and Principe
Seychelles
Sierra Leone
Solomon Islands
Somalia
South Sudan
Sudan
Suriname
Syria
Tajikistan
Timor-Leste (East Timor)
Tokelau
Tonga
Turkmenistan
Tuvalu
Uzbekistan
Vanuatu
Vatican City
Venezuela
Western SaharaZaporizhzhia (Region of Ukraine)Platforms and markets
Platforms
Markets
What traders say about FTMO: real reviews and rating
- Replies to negative reviews
- 0% of 721
- Average reply time
- —
- Profile claimed
- Nov 2019
- Invites customers to review
- Yes
92% of FTMO's Trustpilot reviews are 5-star and 2% are 1-star. A low share of 1-star reviews compared with most prop firms. The company invites customers to leave reviews, which tends to lift the share of 5-star ratings.
Snapshot of the public Trustpilot page on 2026-09-29. We show ratings only, not review texts. Verified reviews from traders on this site are coming soon.
Pros and cons
Pros
- Profit split up to 90%
- Static drawdown on most accounts
- 4 platforms incl. cTrader and MT4
- 11+ years in operation
Cons
- Payouts only every 14 days
- Restricts 77 countries
FTMO alternatives
FundedNext
Fintokei
FundingPips
The5ersTrader reviews
No verified reviews yet. Reviews on this site require proof of purchase or payout. Submit yours.
How we reviewed FTMO
Prices, rules and account data come from FTMO's pricing pages and terms, cross-checked with aggregated public comparison data. Trader ratings come from a public Trustpilot snapshot taken on September 29, 2026. Scores are calculated with the formula on our methodology page; affiliate commissions do not change them.
FTMO FAQ
Is FTMO legit?
FTMO is based in Czechia and has been selling challenges for about 11 years. It is rated 4.8/5 on Trustpilot from 53,349 reviews. We found no public warnings about it.
Does FTMO pay out, and how fast?
FTMO's rules allow payout requests every two weeks on its fastest accounts, with a profit split of up to 90%. Payout methods: Bank Transfer, Crypto, Mastercard and Skrill. We do not verify individual payouts; the trader reviews section shows what customers report.
Who owns FTMO?
Its CEO is Otakar Suffner.
Can US traders use FTMO?
Yes. The United States is not on FTMO's restricted-country list in our data.
How much is a $100K account at FTMO?
€540 for the 2-Step and €499 for the 1-Step, at list price without promo codes.
What is the daily loss limit at FTMO?
3–5% of the account, depending on the program; the maximum loss is 10% (end-of-day trailing and static).
Data last checked September 29, 2026. Source: firm pricing pages and terms, public review platforms and aggregated public comparison data (Sep 2026). Found an error? Tell us.