FXIFY Review 2026
FXIFY is a UK-based forex prop firm, selling challenges for 3 years, rated 3.9/5 by our formula (#37 of 90) and 4.3/5 on Trustpilot from 6,326 reviews. It is best for skipping the evaluation with an instant account; skip it if you live in Kenya, Ghana and Vietnam.
- Trader reviews
- 65
- Price per $10K
- 48
- Rules & drawdown
- 67
- Payouts & split
- 73
- Track record
- 58
- Platforms & programs
- 88
Best for skipping the evaluation with an instant account.
Skip if you live in Kenya, Ghana and Vietnam.
Score breakdown
FXIFY scores highest on platforms & programs and payouts & split, and lowest on price per $10k.
It ranks #37 of the 90 firms we track and #21 of 55 forex firms.
Price vs the forex market
FXIFY's median price per $10K of funding is $75.80, cheaper than 52% of forex firms. The cheapest single account costs $19.
FXIFY challenges and prices
Price by account size
$100K 2-Step: targets and limits
| Account | Program | Price | Target | Daily | Max | Drawdown | Split |
|---|---|---|---|---|---|---|---|
| $1K | InstantInstant Standard - Instant 1K | $69 | None | 8% | 8% | Trailing (balance) | 80% |
| $3K | InstantInstant Lite - Instant 2.5K | $19 | None | 3% | 4% | Trailing (balance) | 80% |
| $3K | InstantInstant Standard - Instant 2.5K | $119 | None | 8% | 8% | Trailing (balance) | 80% |
| $5K | 3-Step3-Phase - 3-Steps 5K | $39 | 5% / 5% / 5% | 5% | 5% | Static | 80% |
| $5K | InstantInstant Lite - Instant 5K | $44 | None | 3% | 4% | Trailing (balance) | 80% |
| $5K | 2-StepStatic - 2-Phase - 2-Steps 5K | $59 | 5% / 10% | 4% | 10% | Static | 80% |
| $5K | 2-StepTrailing - 2-Steps 5K | $59 | 10% / 5% | 4% | 10% | Trailing (balance) | 80% |
| $5K | 1-Step1-Phase - 1-Step 5K | $59 | 10% | 3% | 6% | Trailing (balance) | 80% |
| $5K | InstantInstant Standard - Instant 5K | $229 | None | 8% | 8% | Trailing (balance) | 80% |
| $10K | 1-StepLightning Challenge - 1-Step 10K | $59 | 5% | 3% | 4% | Trailing (balance) | 80% |
Showing 10 of 54 accounts.
FXIFY rules
- Daily loss limit
- 3–8%
- Maximum loss
- 4–10%
- Drawdown model
- Static and Trailing (balance)
- Profit target (phase 1)
- 4–10%
- Minimum trading days
- 3–5
- Consistency rule
- Applies
- Profit split
- 80%
- Payout frequency
- from 10 days
Across its 54 accounts, FXIFY uses static, trailing (balance) drawdown. 39% of accounts have a static maximum loss. The shortest minimum-trading-days requirement is 3.
Rules are taken from the firm's published terms and change often. Always confirm on the firm's site before buying.
| Asset | Instant | 1-Step | 2-Step |
|---|---|---|---|
| FX | 50 | 30 | 30 |
| Indices | 15 | 10 | 10 |
| Energy | 20 | 10 | 10 |
| Metals | 20 | 30 | 30 |
| Stocks | 2 | 2 | 2 |
Maximum leverage by asset and program.
| Asset | Commission |
|---|---|
| FX | Raw spread accounts: $6/lot | All-In: Commission-free |
| Indices | Raw spread accounts: $6/lot | All-In: Commission-free |
| Energy | Raw spread accounts: $6/lot | All-In: Commission-free |
| Metals | Raw spread accounts: $6/lot | All-In: Commission-free |
| Stocks | Raw Spread accounts: 0.35% Round Trip (RT) | All in: 0.35% Round Trip (RT) |
Payouts and payments
Pay for a challenge
Receive payouts
Payout cycle
Requests from 10 days; split up to 80%.
Verified payout data from traders will appear here once our payout tracker launches.
Where FXIFY is available
FXIFY restricts 35 countries. Of the 20 markets we cover in detail, it accepts traders from 17 and blocks Kenya, Ghana, Vietnam.
All restricted countries (35)
Platforms and markets
Platforms
Markets
What traders say about FXIFY: real reviews and rating
- Replies to negative reviews
- 96.9% of 290
- Average reply time
- 0.6 days
- Profile claimed
- Apr 2023
- Invites customers to review
- Yes
78% of FXIFY's Trustpilot reviews are 5-star and 12% are 1-star. Most 1-star reviews at prop firms concern denied payouts or disputed rule breaches, so read the recent ones before buying. The company invites customers to leave reviews, which tends to lift the share of 5-star ratings.
Snapshot of the public Trustpilot page on 2026-09-29. We show ratings only, not review texts. Verified reviews from traders on this site are coming soon.
Pros and cons
Pros
- 4 program types (Instant, 1-Step, 2-Step, 3-Step)
- 3 platforms incl. DXTrade and MT5
Cons
- Maximum split 80%
- Payouts only every 10 days
Trader reviews
No verified reviews yet. Reviews on this site require proof of purchase or payout. Submit yours.
How we reviewed FXIFY
Prices, rules and account data come from FXIFY's pricing pages and terms, cross-checked with aggregated public comparison data. Trader ratings come from a public Trustpilot snapshot taken on September 29, 2026. Scores are calculated with the formula on our methodology page; affiliate commissions do not change them.
FXIFY FAQ
Is FXIFY legit?
FXIFY is based in United Kingdom and has been selling challenges for about 3 years. It is rated 4.3/5 on Trustpilot from 6,326 reviews. We found no public warnings about it.
Does FXIFY pay out, and how fast?
FXIFY's rules allow payout requests every 10 days on its fastest accounts, with a profit split of up to 80%. Payout methods: Bank Transfer, Crypto and Riseworks. We do not verify individual payouts; the trader reviews section shows what customers report.
Who owns FXIFY?
Its CEO is Peter Brown and David Bhidey.
Can US traders use FXIFY?
Yes. The United States is not on FXIFY's restricted-country list in our data.
How much is a $100K account at FXIFY?
$549 for the 2-Step, $399 for the 1-Step, $4,249 for the Instant and $399 for the 3-Step, at list price without promo codes.
What is the daily loss limit at FXIFY?
3–8% of the account, depending on the program; the maximum loss is 4–10% (static and trailing (balance)).
Does FXIFY have a consistency rule?
Yes, on 5 of its 54 accounts: the best day may not exceed 20% of total profit.
Data last checked September 29, 2026. Source: firm pricing pages and terms, public review platforms and aggregated public comparison data (Sep 2026). Found an error? Tell us.