Data updated September 29, 202690 firms · 2,228 challenges trackedAffiliate disclosure
Updated September 29, 2026 · 20 firms · 103 accounts

$1 Funded Accounts and Challenges Under $20 (2026)

There is no real $1 funded account in our data: the cheapest challenge costs $13 (Hantec Trader, $2K account). 20 firms sell 103 accounts for $20 or less upfront; most are small accounts or pay-after-pass deals where the main fee is due when you pass. The best rated among them is Hantec Trader (3.9/5).

Offers like "$1 funded account" are usually promo prices on a tiny account, or a pay-after-pass model where you pay a few dollars to start and the full fee when you pass.

This page lists every account with an upfront list price of $20 or less, with the fee after passing shown next to it.

How this page is built: Accounts with an upfront list price of $20 or less. Firms are ordered by the cheapest such account; promo codes are not applied. Firms with open warnings are left out of the picks. Prices are official list prices without promo codes; fees due after passing are included.

Key facts: $1 Funded Accounts and Challenges Under $20

Firms
20
Accounts
103
Typical profit target (total)
5%
Typical maximum loss
6%
Typical daily loss limit
3% (none on 16% of accounts)
Drawdown models
trailing (balance) 45%, static 38%, trailing (equity) 13%
Typical profit split
80%
Typical payout cycle
14 days
Billing
one-time fee
Fee due after passing
75% of accounts (median $340)
Consistency rule
none during the challenge on 20% of accounts; a best-day cap is listed on 52% (often on payouts)
Typical minimum trading days
1
Most supported platforms
MetaTrader 5 (17 firms), Match-Trader (10 firms), cTrader (6 firms), TradeLocker (5 firms)

Medians across the 103 accounts on this page, list prices, September 29, 2026.

Top picks at a glance

Forex/CFD · 100K account or closest size

#FirmAccountProfit targetLoss limitsSplitPayoutsList priceBest for
1Hantec Trader logoHantec Trader3.9$5K Instant24 - Instant Instantnone2% daily · 3% max (trailing (balance))80%Daily$17Daily payouts
2Equity Edge logoEquity Edge4.0$5K Swift 1-Step8%3% daily · 5% max (trailing (equity))80%Bi-weekly$19Low entry price
3FXIFY logoFXIFY3.9$3K Instant Lite - Instant Instantnone3% daily · 4% max (trailing (balance))80%10 days$19Largest accounts
4WSFunded logoWSFunded3.8$100K Power One Phase 1-Step6%3% daily · 6% max (static)80%Bi-weekly$9.99 + $540 on passStatic drawdown
5FTUK logoFTUK3.9$100K Flex Challenge 1-Step4%5% daily · 6% max (trailing (balance))90%Daily$9 + $672 on passMost drawdown room
6QT Funded logoQT Funded3.9$100K QT BNPL 1-Step6%3% daily · 6% max (trailing)80%Bi-weekly$2.50 + $650 on passWide choice of accounts
7Atmos Funded logoAtmos Funded3.9$100K Nova 1-Step5%4% daily · 8% max (trailing (equity))80%Daily$5 + $569 on passBalanced rules
8Leveraged logoLeveraged4.0$100K Turbo Trade 1-Step6%3% daily · 6% max (trailing (balance))80%Bi-weekly$8.88 + $540 on passBalanced rules

Crypto · 100K account or closest size

#FirmAccountProfit targetLoss limitsSplitPayoutsList priceBest for
1Breakout logoBreakout4.1$5K Crypto - Turbo 1-Step9%3% daily · 3% max (static)80%Daily$20Static drawdown
2WenCrypto logoWenCrypto3.7$100K Buy Now Pay Later 1-Step4%no daily limit · 8% max (static)80%10 days$20 + $589 on passNo daily loss limit
3Leveraged Crypto logoLeveraged Crypto3.7$100K 1-Step6%3% daily · 6% max (trailing (balance))80%Bi-weekly$8.88 + $640 on passMost drawdown room
Firms on this page
20
of 90 firms tracked
Median target
5%
All other accounts: 10%
Median max loss
6%
All other accounts: 6%
Median cost per $10K
$69.80
All other accounts: $79.00

Best picks for every need

Cheapest $100K account
Funded Trading Plus logoFunded Trading Plus
$100K Activation · $4 + $489 on pass
Most drawdown for the target
Atmos Funded logoAtmos Funded
$200K Nova · 5% target, 8% max loss
Highest profit split
FTUK logoFTUK
$5K Flex Challenge · 90% split
Daily payouts
Breakout logoBreakout
$5K Crypto - Turbo · payouts daily, 80% split

Picked automatically from 103 accounts. Firms with warnings and our Editor's Choice are excluded.

Compare all 103 accounts

Every account that matches this page, at list price. Default view: all sizes, all markets accounts, cheapest first.

103 accounts match · list prices, no promo codes applied

Firm · accountSizeStepsProfit targetDaily lossMax lossDD : targetSplitPayoutsList price
FundedHive ⚠4.0Pay From Profits 2-Step - 5K$5K2-Step8%|6%5%10% Static1:0.7180%Daily$9$18 / $10KVisit
V Prop Trader ⚠4.1 ★★★★★ 4.71-Step - 1K$1K1-Step10%4%6% Static1:0.680%Bi-weekly$12.99$130 / $10KVisit
V Prop Trader ⚠4.1 ★★★★★ 4.7Instant - 1K$1KInstantnone3%5% Static—95%Bi-weekly$12.99$130 / $10KVisit
Maven ⚠4.1 ★★★★★ 3.93-Steps Challenge - Standard - 3-…$2K3-Step3%|3%|3%2%3% Static1:0.3380%—$13$65 / $10KVisit
Hantec Trader3.9 ★★★★★ 4.3Instant24 - Instant 2K$2KInstantnone2%3% Trailing bal.—80%Daily$13$65 / $10KVisit
V Prop Trader ⚠4.1 ★★★★★ 4.72-Step - 2K$2K2-Step10%|5%5%10% Static1:0.6780%Bi-weekly$14.99$74.95 / $10KVisit
Maven ⚠4.1 ★★★★★ 3.9Instant Funding - Standard - Inst…$2KInstantnone2%3% Trailing eq.—80%Daily$15$75 / $10KVisit
Maven ⚠4.1 ★★★★★ 3.91-Step Challenge - Standard - 1-S…$2K1-Step8%3%5% Trailing eq.1:0.6380%—$15$75 / $10KVisit
Equity Edge4.0 ★★★★★ 4.2Swift 1-Step - 2.5K$2.5K1-Step8%3%5% Trailing eq.1:0.6380%Bi-weekly$15$60 / $10KVisit
FundedHive ⚠4.02-Step Classic NewBee - 2K$2K2-Step8%|6%5%10% Static1:0.7170%Daily$15$75 / $10KVisit
Maven ⚠4.1 ★★★★★ 3.9Instant Mini - Instant 2K$2KInstantnone2%3% Trailing eq.—70%Daily$17$85 / $10KVisit
Maven ⚠4.1 ★★★★★ 3.93-Steps Challenge - Standard - 3-…$5K3-Step3%|3%|3%2%3% Static1:0.3380%—$17$34 / $10KVisit
Hantec Trader3.9 ★★★★★ 4.3Instant24 - Instant 5K$5KInstantnone2%3% Trailing bal.—80%Daily$17$34 / $10KVisit
Equity Edge4.0 ★★★★★ 4.2Swift 2-Step - 2.5K$2.5K2-Step8%|5%4%8% Static1:0.6280%Bi-weekly$18$72 / $10KVisit
Maven ⚠4.1 ★★★★★ 3.9OMO Challenge - 2-Steps 2K$2K2-Step6%|8%4%8% Static1:0.5780%Bi-weekly$19$95 / $10KVisit
Maven ⚠4.1 ★★★★★ 3.9Instant Funding - Standard - Inst…$5KInstantnone2%3% Trailing eq.—80%Daily$19$38 / $10KVisit
Maven ⚠4.1 ★★★★★ 3.91-Step Challenge - Standard - 1-S…$5K1-Step8%3%5% Trailing eq.1:0.6380%—$19$38 / $10KVisit
Maven ⚠4.1 ★★★★★ 3.92-Step Challenge - Standard - 2-S…$2K2-Step8%|5%4%8% Static1:0.6280%—$19$95 / $10KVisit
Equity Edge4.0 ★★★★★ 4.2Swift 1-Step - 5K$5K1-Step8%3%5% Trailing eq.1:0.6380%Bi-weekly$19$38 / $10KVisit
FundedHive ⚠4.02-Step Classic WorkerBee - 2K$2K2-Step8%|6%4%10% Static1:0.7180%Daily$19$95 / $10KVisit
FundedHive ⚠4.0Pay From Profits 1-Step - 5K$5K1-Step10%5%10% Static1:180%Daily$19$38 / $10KVisit
FundedHive ⚠4.0Pay From Profits 2-Step - 10K$10K2-Step8%|6%5%10% Static1:0.7180%Daily$19$19 / $10KVisit
FXIFY3.9 ★★★★★ 4.3Instant Lite - Instant 2.5K$2.5KInstantnone3%4% Trailing bal.—80%Bi-weekly$19$76 / $10KVisit
Hantec Trader3.9 ★★★★★ 4.3Instant Funding Lite - Instant 1K$1KInstantnone3%5% Trailing bal.—80%Bi-weekly$19$190 / $10KVisit
Breakout4.1 ★★★★★ 4.7Crypto - 1-Step Turbo - 1-Step 5K$5K1-Step9%3%3% Static1:0.3380%Daily$20$40 / $10KVisit
AquaFunded ⚠3.8 ★★★★★ 2.2Sea Horse Challenge - 2-Step Pro …$5K2-Step10%|5%5%10% Trailing eq.1:0.6790%Bi-weekly$20$40 / $10KVisit
Maven ⚠4.1 ★★★★★ 3.9Buy Now Pay Later - 1-Step 2K$2K1-Step4%none10% Static1:2.580%Daily$5+ $40 on pass$25 / $10KVisit
AquaFunded ⚠3.8 ★★★★★ 2.2Pay Later - 1-Step 2.5K$2.5K1-Step3%3%5% Trailing bal.1:1.6790%Bi-weekly$5+ $44 on pass$20 / $10KVisit
WSFunded3.8 ★★★★★ 4.3Power One Phase - 5K$5K1-Step6%3%6% Static1:180%Bi-weekly$9.99+ $48 on pass$19.98 / $10KVisit
FTUK3.9 ★★★★★ 3.8Flex Challenge - 5K$5K1-Step4%5%6% Trailing bal.1:1.590%Daily$9+ $56 on pass$18 / $10KVisit
QT Funded3.9 ★★★★★ 3.6QT 1 Step BNPL - 5K$5K1-Step6%3%6% Trailing1:180%Bi-weekly$2.50+ $65 on pass$5 / $10KVisit
Maven ⚠4.1 ★★★★★ 3.9Buy Now Pay Later - 1-Step 5K$5K1-Step4%none10% Static1:2.580%Daily$5+ $69 on pass$10 / $10KVisit
WenCrypto3.7Buy Now Pay Later - 1-step - 5K$5K1-Step4%none8% Static1:280%Bi-weekly$5+ $69 on pass$10 / $10KVisit
Atmos Funded3.9 ★★★★★ 3.6Nova - 1-Step 10K$10K1-Step5%4%8% Trailing eq.1:1.680%Daily$5+ $79 on pass$5 / $10KVisit
Leveraged4.0Turbo Trade - 1-step - 10K$10K1-Step6%3%6% Trailing bal.1:180%Bi-weekly$8.88+ $76.12 on pass$8.88 / $10KVisit
WSFunded3.8 ★★★★★ 4.3Power One Phase - 10K$10K1-Step6%3%6% Static1:180%Bi-weekly$9.99+ $76 on pass$9.99 / $10KVisit
AquaFunded ⚠3.8 ★★★★★ 2.2Pay Later - 1-Step 5K$5K1-Step3%3%5% Trailing bal.1:1.6790%Bi-weekly$5+ $84 on pass$10 / $10KVisit
Leveraged Crypto3.71-step - 10K$10K1-Step6%3%6% Trailing bal.1:180%Bi-weekly$8.88+ $80.12 on pass$8.88 / $10KVisit
QT Funded3.9 ★★★★★ 3.6QT 1 Step BNPL - 10K$10K1-Step6%3%6% Trailing1:180%Bi-weekly$2.50+ $100 on pass$2.50 / $10KVisit
FTUK3.9 ★★★★★ 3.8Flex Challenge - 10K$10K1-Step4%5%6% Trailing bal.1:1.590%Daily$9+ $98 on pass$9 / $10KVisit
Orion Funded3.9 ★★★★★ 4.5Orion Nova - 1-step - 10K$10K1-Step4%4%8% Trailing bal.1:280%Bi-weekly$7+ $109 on pass$7 / $10KVisit
Maven ⚠4.1 ★★★★★ 3.9Buy Now Pay Later - 1-Step 10K$10K1-Step4%none10% Static1:2.580%Daily$5+ $117 on pass$5 / $10KVisit
WenCrypto3.7Buy Now Pay Later - 1-Step - 10K$10K1-Step4%none8% Static1:280%Bi-weekly$7+ $117 on pass$7 / $10KVisit
AquaFunded ⚠3.8 ★★★★★ 2.2Pay Later - 1-Step 10K$10K1-Step3%3%5% Trailing bal.1:1.6790%Bi-weekly$5+ $124 on pass$5 / $10KVisit
FundedElite ⚠4.0 ★★★★★ 4.2Flash Activation challenge - 25K$25K1-Step6%3%6% Static1:180%Bi-weekly$5+ $159 on pass$2 / $10KVisit
Top One Trader ⚠3.8 ★★★★★ 4.4Nova Challenge - 1-Step 25K$25K1-Step5%none6% Trailing bal.1:1.290%Bi-weekly$7+ $165 on pass$2.80 / $10KVisit
QT Funded3.9 ★★★★★ 3.6QT 1 Step BNPL - 25K$25K1-Step6%3%6% Trailing1:180%Bi-weekly$2.50+ $180 on pass$1 / $10KVisit
Funded Trading Plus4.1Activation - 1-step 25K$25K1-Step2%4%6% Static1:380%Bi-weekly$4+ $179 on pass$1.60 / $10KVisit
Leveraged4.0Turbo Trade - 1-step - 25K$25K1-Step6%3%6% Trailing bal.1:180%Bi-weekly$8.88+ $180 on pass$3.55 / $10KVisit
Atmos Funded3.9 ★★★★★ 3.6Nova - 1-Step 25K $25K1-Step5%4%8% Trailing eq.1:1.680%Daily$5+ $184 on pass$2 / $10KVisit

The 7 best picks, reviewed

1Hantec Trader logo

Hantec Trader

3.9 our score · ★★★★★ 4.3 Trustpilot
Visit
Account
$5K Instant24 - Instant · Instant
Target
none
Loss limits
2% daily · 3% max (trailing (balance))
Split · payouts
80% · daily
List price
$17
Accounts on this page
3
Pros
  • Daily payouts
Cons
  • Trailing (balance) drawdown: the floor follows your balance up
2Equity Edge logo

Equity Edge

4.0 our score · ★★★★★ 4.2 Trustpilot
Visit
Account
$5K Swift · 1-Step
Target
8%
Loss limits
3% daily · 5% max (trailing (equity))
Split · payouts
80% · bi-weekly
List price
$19
Accounts on this page
3
Cons
  • Trailing (equity) drawdown: the floor follows your open equity up
  • Payouts every 14 days
3FXIFY logo

FXIFY

3.9 our score · ★★★★★ 4.3 Trustpilot
Visit
Account
$3K Instant Lite - Instant · Instant
Target
none
Loss limits
3% daily · 4% max (trailing (balance))
Split · payouts
80% · 10 days
List price
$19
Accounts on this page
1
Cons
  • Trailing (balance) drawdown: the floor follows your balance up
  • 20% consistency rule
  • At least 5 trading days

Full review

4WSFunded logo

WSFunded

3.8 our score · ★★★★★ 4.3 Trustpilot
Visit
Account
$100K Power One Phase · 1-Step
Target
6%
Loss limits
3% daily · 6% max (static)
Split · payouts
80% · bi-weekly
List price
$9.99 + $540 on pass
Accounts on this page
5
Pros
  • Static max drawdown: the floor never moves up
  • Max loss as large as the target (1:1)
Cons
  • Payouts every 14 days
  • 20% consistency rule
  • Pay-after-pass: $540 due when you pass
5Breakout logo

Breakout

4.1 our score · ★★★★★ 4.7 Trustpilot
Visit
Account
$5K Crypto - Turbo · 1-Step
Target
9%
Loss limits
3% daily · 3% max (static)
Split · payouts
80% · daily
List price
$20
Accounts on this page
1
Pros
  • Static max drawdown: the floor never moves up
  • Daily payouts
Cons
  • Tight max loss for the target (1:0.33)
6FTUK logo

FTUK

3.9 our score · ★★★★★ 3.8 Trustpilot
Visit
Account
$100K Flex Challenge · 1-Step
Target
4%
Loss limits
5% daily · 6% max (trailing (balance))
Split · payouts
90% · daily
List price
$9 + $672 on pass
Accounts on this page
6
Pros
  • Max loss as large as the target (1:1.5)
  • 90% profit split
  • Daily payouts
  • 5 years in operation
Cons
  • Trailing (balance) drawdown: the floor follows your balance up
  • 20% consistency rule
  • Pay-after-pass: $672 due when you pass
7QT Funded logo

QT Funded

3.9 our score · ★★★★★ 3.6 Trustpilot
Visit
Account
$100K QT BNPL · 1-Step
Target
6%
Loss limits
3% daily · 6% max (trailing)
Split · payouts
80% · bi-weekly
List price
$2.50 + $650 on pass
Accounts on this page
5
Pros
  • Max loss as large as the target (1:1)
Cons
  • Trailing drawdown: the floor follows your balance up
  • Payouts every 14 days
  • 20% consistency rule

This list vs everything else

MedianOn this listAll other accounts
Accounts1032119
Profit target (total)5%10%
Max loss6%6%
Drawdown per 1% of target1:1.21:0.67
No daily loss limit16%18%
Static max drawdown38%48%
No consistency rule20%23%
Funded profit split80%80%
Payout cycle (days)1410
Cost per $10K (one-time fee)$69.80$79.00

Medians for accounts on this page against all other accounts we track.

What the data shows

Profit targets

<5% 40 accts5–6% 37 accts6.5–8% 4 accts8.5–10% 5 accts>10% 9 accts
Accounts on this page by total profit target (103 accounts).

Drawdown models

103accountsTrailing (balance) · 45%Static · 38%Trailing (equity) · 13%Trailing · 5%
Static drawdown is the most forgiving; intraday trailing the strictest.

Cheapest challenge

QT Funded $2.50Funded Trading Plus $4WenCrypto $5Atmos Funded $5Orion Funded $7Leveraged $8.88Leveraged Crypto $8.88FTUK $9For Traders $9WSFunded $9.99Hantec Trader $13Equity Edge $15
Top 12 firms without warnings by cheapest challenge.

Full list: all 20 firms

#FirmFromActivationPer $10KScoreTrustpilot
1FundedHive logoFundedHive⚠ warning$9—$59.704.0—Visit
2V Prop Trader logoV Prop Trader⚠ warning$12.99—$74.954.14.7Visit
3Maven logoMaven⚠ warning$5$589$414.13.9Visit
4Hantec Trader logoHantec Trader$13—$72.803.94.3Visit
5Equity Edge logoEquity Edge$15—$57.404.04.2Visit
6FXIFY logoFXIFY$19—$75.803.94.3Visit
7Breakout logoBreakout$20—$564.14.7Visit
8AquaFunded logoAquaFunded⚠ warning$5$2,394$48.313.82.2Visit
9WSFunded logoWSFunded$9.99$540$83.303.84.3Visit
10FTUK logoFTUK$9$1,200$943.93.8Visit
11QT Funded logoQT Funded$2.50$650$603.93.6Visit
12WenCrypto logoWenCrypto$5$589$783.7—Visit
13Atmos Funded logoAtmos Funded$5$1,029$48.623.93.6Visit
14Leveraged logoLeveraged$8.88$1,089$29.974.0—Visit
15Leveraged Crypto logoLeveraged Crypto$8.88$980$1.783.7—Visit
16Orion Funded logoOrion Funded$7$1,099$71.603.94.5Visit
17FundedElite logoFundedElite⚠ warning$5$1,999$56.904.04.2Visit
18Top One Trader logoTop One Trader⚠ warning$7$1,210$863.84.4Visit
19Funded Trading Plus logoFunded Trading Plus$4$489$69.804.1—Visit
20For Traders logoFor Traders$9$999$82.804.0—Visit

Order: cheapest matching account. ⚠ marks firms with warnings; read the review before buying.

What a sub-$20 challenge really costs

Read the second price. On pay-after-pass accounts the upfront fee is a deposit; the full fee, often several hundred dollars, is due when you pass. Our tables show both.

Small accounts mean small payouts. A 2K–5K account can teach you a firm's rules cheaply, but the dollar value of a 5% target is small.

The rules are the same as on larger accounts. Daily and max loss limits scale with the account, so a small account is not easier to pass.

More prop firm lists

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FAQ

Can I open a prop firm account for $1?

Not in our data. The cheapest account we track costs $13 (Hantec Trader, $2K account). "$1" offers are temporary promotions on small accounts.

Can I get an instant $1,000 funded account for $1?

No. The cheapest instant funded account in our data costs $13 (Hantec Trader, $2K).

What do you get for under $20?

103 accounts from 20 firms. 77 of them are pay-after-pass deals with a fee due when you pass; the rest are mostly accounts of $5K or less.

Which prop firm gives free funded accounts?

None of the firms we track gives a funded account for free. Free trials and competitions exist, but they are not funded accounts.